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Be Aware you have to CANCEL your contract after 120 months(10 Years) it does not automatically lapse after contractual 120 months. Once your 10 year membership is paid up you MUST contact Elsabe to cancel the debit order. Even though you just signed contract for a 10 year period they will keep on deducting money from your account until notified. When you ask for a refund on your debit orders after contractual date they tell you must cancel in person.
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