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Naked Insurance

Verified Business
2,535 Reviews (last 12 months)
Responds in 4h 17m
AI Review Summary

Based on recent customer reviews, Naked Insurance delivers a largely impressive digital insurance experience. Customers consistently praise the speed and simplicity of the app-driven claims process, the responsiveness and friendliness of individual consultants, and the competitive pricing. However, a notable minority of customers report frustrating claim rejections, invasive validation processes, unexplained premium and excess increases, and occasional poor repair quality from appointed service providers.

Top Strengths:

  • Claims Handling & Resolution: Claims are frequently approved within days, with many customers citing same-day or next-day approvals. The app-based submission process is praised as seamless. Customers highlight named handlers who keep them updated throughout.
Service Quality Ratings
Industry: 2.7Best: 4.1 (Platinum Life)
Industry: 3.1Best: 4.5 (CLC)
Industry: 3.8Best: 4.7 (Old Mutual Insure)
Industry: 2.6Best: 4.2 (Prime South Africa)
Industry: 2.6Best: 4.3 (CLC)
Overall AI Score
4.0
Industry: 3.1Best: 4.3 (MiWayLife)
4.5-5 Excellent
3.5-4.5 Great
2.5-3.5 Average
1.5-2.5 Poor
<1.5 Terrible
Performance(last 12 months):
8.1Trustindex Rating
417 HrsAverage Time To Reply
63 NPSRecommended: Very Likely

Replied to 14.893617021276595% of negative reviews

Typically takes less than 5h 26m to reply

Review Distribution
4.22|2,535 Reviews

Apr '25 - Mar '26

5(82.3%)
4(5.2%)
3(0.6%)
2(0.7%)
1(11.3%)

Recent reviews (2,535)

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Popular mentions

RLG
Renthia La Grange

1 reviews | Active since Jan 2020

19 Mar 2026, 07:12

Got an answer very f...

Got an answer very fast and was very friendly and helpful

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Bertie Du Plessis

1 reviews | Active since Jan 2020

19 Mar 2026, 06:44

Naked helping so fast i felt naked

Naked helping so fast i felt naked. Quick and easy👍

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K
Keitumetse

1 reviews | Active since Jan 2020

19 Mar 2026, 06:19

Grant assisted me with adding my vehicle to the insurance

Grant assisted me with adding my vehicle to the insurance. Naked team is lovely

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Pfano Munyai

1 reviews | Active since Jan 2020

19 Mar 2026, 01:38

They are very fast and makes things easier, I made a claim on Tuesday and by Wednesday they have already concluded My claim and made sure everything is good on my side

They are very fast and makes things easier, I made a claim on Tuesday and by Wednesday they have already concluded My claim and made sure everything is good on my side. I woukd recommend them anyday to Anyone

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lucas

1 reviews | Active since Jan 2020

18 Mar 2026, 19:26

I have to wait decades for a phone replacement from their whack service provider

I have to wait decades for a phone replacement from their whack service provider. Why would the delivery fee be r1000 alone yet its not even a 1-2 days delivery? Thats ****py. they just want to rob us acting as if theyve paid alot by hiking prices. Its almost two weeks without a cellphone! Whats so difficult in doing a voucher maybe to make things seemless. Now i need to wait decades for a phone yet there are things i urgently need to do somethings. Imagine paying R6000 for an excess, thats an excess for a car inene

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Erika Spiers

1 reviews | Active since Jan 2020

18 Mar 2026, 17:54

Excellent Service

had a great experience with Naked Insurance today. We called this afternoon, and our problem was resolved within just 2 hours. The service was extremely quick, reliable, and efficient. What really stood out was how supportive and helpful the team was throughout the entire process—they kept assisting us every step of the way. Highly recommend Naked Insurance for their excellent service and fast turnaround!

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kasavan

1 reviews | Active since Jan 2020

18 Mar 2026, 13:35

Good support and feedback

Good support and feedback. Staff helpful and did follow up on my situation.

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AP
Alexis Panopoulos

1 reviews | Active since Jan 2020

18 Mar 2026, 13:08

Amazing support, quick responses and friendly service

Amazing support, quick responses and friendly service. As a systems engineer, I really appreciate the lack of phone calls and the ability to adjust your profile and cover through the Naked app.

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