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Oh my Goodness! I have never been made to feel so naive in my life. This sorry excuse for a company claimed to be helping me control my debt when in actual fact they just debited my hard earned money along with the rest of the debits they claimed to be helping me with. I wrote a marvelous review a while back and I honestly meant every word, jsut as much as I mean evey single word now. Stay away from this company... It is all a sham, ****** and hooligans ripping people off. Now I am trying to cancel their bogus contract and they are not as quick as they were when they were busy misleading and coercing me to sign their ponsy cotract. I reiterate PLEASE STAY AWAY FROM NDA.