Lifeguard Financial Services
Unclaimed Business
|3.9|15 Reviews (last 12 months)|This business does not respond to reviews
Lifeguard Financial Services
Unclaimed Business
|3.9
15 Reviews (last 12 months)
Does not respond to reviews
AI Review Summary
Based on recent customer reviews, Lifeguard Financial Services receives polarised feedback shaped by urgent loan needs. Satisfied clients consistently mention rapid turnaround times that often beat promised windows, professional and supportive staff, and clear communication during medical or family emergencies. A recurring positive theme is gratitude for personalised service and trust building. However, a notable group of customers express serious frustration over unexpected fees raised after initial payments, including security deposits, insurance charges, and third party account requirements, with several alleging poor responsiveness once these disputes arise.
Performance(last 12 months):
Trustindex Rating
4.6TrustIndex
4.6
Review Distribution
3.9|15 Reviews
Jul '25 - Jun '26
Recent reviews (15)
Used this business recently? Share your experience to help others decide.
Used this business recently? Share your experience to help others decide.
Share Your ExperienceLF
Lehlohonolo F
1 reviews | Active since Jan 2020
6 Jan 2026, 14:36
****mers
****mers and ****** me of all my saving I nearly killed Myself after discovering what they had done to me
Helpful (0)
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Lehlohonolo F
1 reviews | Active since Jan 2020
6 Jan 2026, 14:36
****mers
****mers and ****** me of all my saving I nearly killed Myself after discovering what they had done to me
0
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Thandeka L
1 reviews | Active since Jan 2020
5 Dec 2025, 05:55
so recommended!—Lifeguard Finance
After reviewing seven other loan companies, I’m thrilled to have finally found one that’s both honest and reliable, Lifeguard loan company has exceeded my expectations. My experience with them has been outstanding, particularly because of their personalized customer service. Unlike other lenders, they make you feel valued rather than just another client. A special thanks to Zandile for her exceptional assistance, her responses are always prompt, and her professionalism truly reflects the company’s commitment to customer loyalty. It’s rare to find a financial service that treats clients with such care, and I’m genuinely grateful to have discovered them. Highly recommended!
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Thandeka L
1 reviews | Active since Jan 2020
5 Dec 2025, 05:55
so recommended!—Lifeguard Finance
After reviewing seven other loan companies, I’m thrilled to have finally found one that’s both honest and reliable, Lifeguard loan company has exceeded my expectations. My experience with them has been outstanding, particularly because of their personalized customer service. Unlike other lenders, they make you feel valued rather than just another client. A special thanks to Zandile for her exceptional assistance, her responses are always prompt, and her professionalism truly reflects the company’s commitment to customer loyalty. It’s rare to find a financial service that treats clients with such care, and I’m genuinely grateful to have discovered them. Highly recommended!
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Rolene S
1 reviews | Active since Jan 2020
5 Dec 2025, 05:39
Great service always...Keep up the good job!!
Good day, I've used Lifeguard for quite some time now for my medical and family expenses, excellent service I must say.. credit must be given when it's due, i have never experienced any problems, the turnaround time is super quick. thank you.
Helpful (0)
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Rolene S
1 reviews | Active since Jan 2020
5 Dec 2025, 05:39
Great service always...Keep up the good job!!
Good day, I've used Lifeguard for quite some time now for my medical and family expenses, excellent service I must say.. credit must be given when it's due, i have never experienced any problems, the turnaround time is super quick. thank you.
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Ivan R
1 reviews | Active since Jan 2020
30 Oct 2025, 09:51
A Lifesaver During a Family Emergency!
I was facing a family emergency and needed cash urgently. I app**** with Lifeguard Loans as a first-time client, and I was astounded when the funds arrived in just 35 minutes even faster than their 60-minute promise! I'm incredibly happy with the seamless and efficient service, which has been superior to any other loan company I've dealt with, including my bank. I'm so impressed I'll be recommending them to all my friends. If you need quick cash, Lifeguard is absolutely the way to go!
Helpful (0)
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Ivan R
1 reviews | Active since Jan 2020
30 Oct 2025, 09:51
A Lifesaver During a Family Emergency!
I was facing a family emergency and needed cash urgently. I app**** with Lifeguard Loans as a first-time client, and I was astounded when the funds arrived in just 35 minutes even faster than their 60-minute promise! I'm incredibly happy with the seamless and efficient service, which has been superior to any other loan company I've dealt with, including my bank. I'm so impressed I'll be recommending them to all my friends. If you need quick cash, Lifeguard is absolutely the way to go!
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Ellen G
1 reviews | Active since Jan 2020
18 Aug 2025, 07:38
Fast , Efficient, Quick & Easy Loans . what I call "Great service"
I was in a bit of an emergency crisis and needed a few rands urgently to cover something super important. As a first-time client, I app**** with Life guard loans. Even though their website says you could get money in 120 minutes, the funds were in my account in 90 minutes! 😱 I'm SO HAPPY! 💖 I won't stop talking about Lifeguard! I'll be recommending them to ALL my friends 🔗. If you're ever in a pinch and need quick cash, Lifeguard finance is the way to go! 🚀 I've dealt with short term loan companies in the past as well as I myself work at a long term loan company but I've never experienced such fast and efficient service. WOWWWW
Helpful (0)
|Replies (0)EG
Ellen G
1 reviews | Active since Jan 2020
18 Aug 2025, 07:38
Fast , Efficient, Quick & Easy Loans . what I call "Great service"
I was in a bit of an emergency crisis and needed a few rands urgently to cover something super important. As a first-time client, I app**** with Life guard loans. Even though their website says you could get money in 120 minutes, the funds were in my account in 90 minutes! 😱 I'm SO HAPPY! 💖 I won't stop talking about Lifeguard! I'll be recommending them to ALL my friends 🔗. If you're ever in a pinch and need quick cash, Lifeguard finance is the way to go! 🚀 I've dealt with short term loan companies in the past as well as I myself work at a long term loan company but I've never experienced such fast and efficient service. WOWWWW
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Nick C
1 reviews | Active since Jan 2020
11 Aug 2025, 20:47
Life guard loans and global credit union plc
What a huge mistake to try and get a loan from them thy don't explain all the costs that you have to pay them ... and even worse after reluctantly paying them all of the so call fees now there is a another instet of transferring the money to my account thy opend a global credit union plc account and now I have to pay yet another R 7800 to get a A TAC code from global credit union plc to be able to get my money and thy did not even consider asking ore informing me of what thy want to do and now were on enney of there contacts ore multiple phone calls to them was thus ever mentioned ..... now wat can I do i need help !!!!!!
Helpful (0)
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Nick C
1 reviews | Active since Jan 2020
11 Aug 2025, 20:47
Life guard loans and global credit union plc
What a huge mistake to try and get a loan from them thy don't explain all the costs that you have to pay them ... and even worse after reluctantly paying them all of the so call fees now there is a another instet of transferring the money to my account thy opend a global credit union plc account and now I have to pay yet another R 7800 to get a A TAC code from global credit union plc to be able to get my money and thy did not even consider asking ore informing me of what thy want to do and now were on enney of there contacts ore multiple phone calls to them was thus ever mentioned ..... now wat can I do i need help !!!!!!
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Replies (0)NM
Nkoana M
1 reviews | Active since Jan 2020
7 Aug 2025, 12:37
EXCELLENT SERVICE.
BEING WITH LIFE GUARD LOANS FOR THE PAST FEW MONTHS, I APP**** FOR A MEDICAL LOAN TO ASSIST WITH URGENT TREATMENT FOR MY DAUGHTER. FROM THE START, THE TEAM WAS SUPPORTIVE, FAST, AND PROFESSIONAL – NO HASSLES, JUST STRAIGHTFORWARD HELP AND GREAT SERVICE. I’M NOW PROUD TO SAY I’VE SUCCESSFULLY PAID MY SECOND MONTHLY INSTALLMENT WITHOUT ANY ISSUES. COMMUNICATION IS ALWAYS CLEAR, AND EVERYTHING IS DONE ON TIME. TRULY A GREAT COMPANY TO DEAL WITH AND I HIGHLY RECOMMEND LIFE GUARD LOANS TO ANYONE NEEDING FINANCIAL SUPPORT IN DIFFICULT TIMES.
Helpful (0)
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Nkoana M
1 reviews | Active since Jan 2020
7 Aug 2025, 12:37
EXCELLENT SERVICE.
BEING WITH LIFE GUARD LOANS FOR THE PAST FEW MONTHS, I APP**** FOR A MEDICAL LOAN TO ASSIST WITH URGENT TREATMENT FOR MY DAUGHTER. FROM THE START, THE TEAM WAS SUPPORTIVE, FAST, AND PROFESSIONAL – NO HASSLES, JUST STRAIGHTFORWARD HELP AND GREAT SERVICE. I’M NOW PROUD TO SAY I’VE SUCCESSFULLY PAID MY SECOND MONTHLY INSTALLMENT WITHOUT ANY ISSUES. COMMUNICATION IS ALWAYS CLEAR, AND EVERYTHING IS DONE ON TIME. TRULY A GREAT COMPANY TO DEAL WITH AND I HIGHLY RECOMMEND LIFE GUARD LOANS TO ANYONE NEEDING FINANCIAL SUPPORT IN DIFFICULT TIMES.
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Tracy N
1 reviews | Active since Jan 2020
5 Aug 2025, 08:52
unhappy customer
I was approved for a loan of R10 000 and informed that I needed to pay an initiation fee of R1 850, which I paid on. Later, I received an email requesting an undisclosed additional amount of R2 999.99. I informed you that I do not have this amount. Since then, I have requested a refund of the R1 850, but I have not received any response to my emails.
Helpful (0)
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Tracy N
1 reviews | Active since Jan 2020
5 Aug 2025, 08:52
unhappy customer
I was approved for a loan of R10 000 and informed that I needed to pay an initiation fee of R1 850, which I paid on. Later, I received an email requesting an undisclosed additional amount of R2 999.99. I informed you that I do not have this amount. Since then, I have requested a refund of the R1 850, but I have not received any response to my emails.
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