

CIA Insurance
Jul '25 - Jun '26
Used this business recently? Share your experience to help others decide.
Used this business recently? Share your experience to help others decide.
Share Your Experience1 reviews | Active since Jan 2020
Subject: Complaint Regarding Rejected Insurance Claim – CIA Insurance I would like to raise a concern regarding my recent experience with CIA Insurance and the handling of a claim submitted for water damage at my home. A water leak occurred in my kitchen and garage after a geyser pipe burst suspected within the wall. The leak was unfortunately not immediately observed because it was inside the walls and therefore not visible. In addition, the garage walls were obstructed by fridges and couches that were in storage, which made identifying the source of the leak impossible at the time. The kitchen cupboards obstructed it on the kitchen side. Once we noticed the problem, we immediately logged a claim. Since then, my family has had to close the main water supply to prevent further damage to the house and its contents, leaving us without running water for an extended period. The damage includes water affecting the kitchen cupboard, walls in the garage and kitchen, and water exposure to the tiled floor. Although the tiles did not lift, they were exposed to water for a significant period. CIA Insurance rejected the claim on the basis that they believe the damage is old. However, the pipe has since burst completely and floods the house when the water supply is opened, clearly indicating that the damage was related to a concealed plumbing failure and not something that was reasonably detectable earlier. This situation has left my family in a very uncomfortable position, without water and with visible damage to the property. As a policyholder, one expects support and fair consideration in circumstances such as these. I respectfully request CIA Insurance to review this matter again and provide a clearer explanation for the rejection, as well as consider reconsidering the claim in light of the concealed nature of the leak. If this matter is not resolved urgently and fairly, I will have no option but to escalate the complaint to the Ombudsman for Short-Term Insurance and pursue further formal channels to review the handling and rejection of this claim. Please advise what I can do. Kind regards Cornelis Muller
1 reviews | Active since Jan 2020
Subject: Complaint Regarding Rejected Insurance Claim – CIA Insurance I would like to raise a concern regarding my recent experience with CIA Insurance and the handling of a claim submitted for water damage at my home. A water leak occurred in my kitchen and garage after a geyser pipe burst suspected within the wall. The leak was unfortunately not immediately observed because it was inside the walls and therefore not visible. In addition, the garage walls were obstructed by fridges and couches that were in storage, which made identifying the source of the leak impossible at the time. The kitchen cupboards obstructed it on the kitchen side. Once we noticed the problem, we immediately logged a claim. Since then, my family has had to close the main water supply to prevent further damage to the house and its contents, leaving us without running water for an extended period. The damage includes water affecting the kitchen cupboard, walls in the garage and kitchen, and water exposure to the tiled floor. Although the tiles did not lift, they were exposed to water for a significant period. CIA Insurance rejected the claim on the basis that they believe the damage is old. However, the pipe has since burst completely and floods the house when the water supply is opened, clearly indicating that the damage was related to a concealed plumbing failure and not something that was reasonably detectable earlier. This situation has left my family in a very uncomfortable position, without water and with visible damage to the property. As a policyholder, one expects support and fair consideration in circumstances such as these. I respectfully request CIA Insurance to review this matter again and provide a clearer explanation for the rejection, as well as consider reconsidering the claim in light of the concealed nature of the leak. If this matter is not resolved urgently and fairly, I will have no option but to escalate the complaint to the Ombudsman for Short-Term Insurance and pursue further formal channels to review the handling and rejection of this claim. Please advise what I can do. Kind regards Cornelis Muller
1 reviews | Active since Jan 2020
I'd give them zero stars if possible. They will look for any reason to reject claims, regardless of how ridiculous they are. You're wasting your money paying their premium. They won't pay out when you claim anyway. Busy with the Ombud. Hopefully they shut this place down.
1 reviews | Active since Jan 2020
I'd give them zero stars if possible. They will look for any reason to reject claims, regardless of how ridiculous they are. You're wasting your money paying their premium. They won't pay out when you claim anyway. Busy with the Ombud. Hopefully they shut this place down.
1 reviews | Active since Jan 2020
Avoid them like the plague!!!!!!!!!! It has been more than 4 weeks that they can't get back to a person about making a distion on a leaking pipe. It's starts first that they apparently can't find a plumber in the area to come out to look . They then instructed me to get one out , i then done do on the terms that its their request . Once that was done they then requested the report . On the grounds of the report they sent an assessor to come see the issue . Bare in mind the leak is under ground and no leak is visible as to is no pipes . This assesor makes the assumption that its not a burst pipe but worn out pipe and this falls under ware and tear apparently. Wish I was blessed with x ray vision that I to can see threw concrete non the less. They take more than four weeks to make the decision that they will not honor the claim and will also not pay the call out for the plumber they requested me to get out So for the past 4 weeks the leak has wasted more than a 7 KL of water and 700kw of power as its a hot water leak . So not only are they useless in service delivery they are eco-unfriendly and all round futility Save yourself the time and effort and use a other insurance company.
1 reviews | Active since Jan 2020
Avoid them like the plague!!!!!!!!!! It has been more than 4 weeks that they can't get back to a person about making a distion on a leaking pipe. It's starts first that they apparently can't find a plumber in the area to come out to look . They then instructed me to get one out , i then done do on the terms that its their request . Once that was done they then requested the report . On the grounds of the report they sent an assessor to come see the issue . Bare in mind the leak is under ground and no leak is visible as to is no pipes . This assesor makes the assumption that its not a burst pipe but worn out pipe and this falls under ware and tear apparently. Wish I was blessed with x ray vision that I to can see threw concrete non the less. They take more than four weeks to make the decision that they will not honor the claim and will also not pay the call out for the plumber they requested me to get out So for the past 4 weeks the leak has wasted more than a 7 KL of water and 700kw of power as its a hot water leak . So not only are they useless in service delivery they are eco-unfriendly and all round futility Save yourself the time and effort and use a other insurance company.
1 reviews | Active since Jan 2020
Avoid CIA Insurance at All Costs! I recently filed a claim for a burst water pipe inside my wall, which caused significant damage. To my astonishment, CIA Insurance rejected my claim, citing that the event must be "sudden and unforeseen." The burst pipe was indeed sudden and unforeseen, as it occurred without warning due to a water outage followed by a surge when the supply returned. CIA Insurance's rejection is not only unfair but also contradicts their own policy Their unfair claim rejection practices and questionable interpretation of their own policy make them an unreliable and ************* insurer.
1 reviews | Active since Jan 2020
Avoid CIA Insurance at All Costs! I recently filed a claim for a burst water pipe inside my wall, which caused significant damage. To my astonishment, CIA Insurance rejected my claim, citing that the event must be "sudden and unforeseen." The burst pipe was indeed sudden and unforeseen, as it occurred without warning due to a water outage followed by a surge when the supply returned. CIA Insurance's rejection is not only unfair but also contradicts their own policy Their unfair claim rejection practices and questionable interpretation of their own policy make them an unreliable and ************* insurer.
1 reviews | Active since Jan 2020
Some useless insurance company, walk away if you are looking for insurance cover. They took ages to respond to a storm damage claim. With the rains the roof and ceiling damage became progressive, and when they eventually come, they declined it because it wasnt due to a single storm event. What hogwash. They just increase the premiums as they wish, multiple times between anniversary periods. Run for your life
1 reviews | Active since Jan 2020
Some useless insurance company, walk away if you are looking for insurance cover. They took ages to respond to a storm damage claim. With the rains the roof and ceiling damage became progressive, and when they eventually come, they declined it because it wasnt due to a single storm event. What hogwash. They just increase the premiums as they wish, multiple times between anniversary periods. Run for your life
1 reviews | Active since Jan 2020
Cia insurance must be the worst building insurance in the country,took down my number wrong 4 times, Moeketsi the so called manager promised to call back never does, pathetic company
1 reviews | Active since Jan 2020
Cia insurance must be the worst building insurance in the country,took down my number wrong 4 times, Moeketsi the so called manager promised to call back never does, pathetic company
1 reviews | Active since Jan 2020
Twice I have had geyser first bursting, then leaking in 13 months. They refuse to pay out extensive cupboard damage both times and only part of the geyser expenses, stating that the damage was "wear and tear" when it clearly is not. Busy with Ombudsman.
1 reviews | Active since Jan 2020
Twice I have had geyser first bursting, then leaking in 13 months. They refuse to pay out extensive cupboard damage both times and only part of the geyser expenses, stating that the damage was "wear and tear" when it clearly is not. Busy with Ombudsman.
1 reviews | Active since Jan 2020
If you are looking for a building insurance, walk away. After a geyser burst, they left us with a new geyser yes, but a giant hole in our bedroom ceiling saying that the ceiling repair is another claim that is going to be checked in the next 1 to 2 weeks and IF accepted, they are going to contact us to repair it. At first they said no, the ceiling is not damaged and theyare not going to pay to fix/replace it. When your geyser burst, even with an overflow tray, water is coming through the ceiling. It is rhino board so yes it is completely damaged, and to put the new geyser in they broke a big part of the ceiling leaving us with a giant hole in our bedroom. Really not a good experience. The 1 star is because we have a new geyser and they came quickly to replace it. But the repairs of the ceiling is also part of the insurance claim and they are already difficult. The complex manager mentioned that they are the only ones making it difficult like that. So listen to me, go with someone else. You don't want to fight for some obvious damage in your house.
1 reviews | Active since Jan 2020
If you are looking for a building insurance, walk away. After a geyser burst, they left us with a new geyser yes, but a giant hole in our bedroom ceiling saying that the ceiling repair is another claim that is going to be checked in the next 1 to 2 weeks and IF accepted, they are going to contact us to repair it. At first they said no, the ceiling is not damaged and theyare not going to pay to fix/replace it. When your geyser burst, even with an overflow tray, water is coming through the ceiling. It is rhino board so yes it is completely damaged, and to put the new geyser in they broke a big part of the ceiling leaving us with a giant hole in our bedroom. Really not a good experience. The 1 star is because we have a new geyser and they came quickly to replace it. But the repairs of the ceiling is also part of the insurance claim and they are already difficult. The complex manager mentioned that they are the only ones making it difficult like that. So listen to me, go with someone else. You don't want to fight for some obvious damage in your house.
Hellopeter has tracked CIA Insurance across 37 reviews. CIA Insurance hasn't collected enough recent reviews — at least 10 in the last 12 months are needed — to calculate a TrustIndex score. Have you used CIA Insurance? Write a review to help others decide.