********* & Harassing Conduct by ITC Business Administrators (ITCBA)

I am formally reporting ITC Business Administrators (ITCBA) for egregiously ********* behaviour and persistent harassment.

I am a consumer who has repeatedly and formally requested documented proof of the alleged debt (Ref: 4002409595) and evidence of an account takeover, including detailed proof of efforts made by myself as the consumer. ITCBA has failed to produce any verifiable or auditable trail linking me to the debt owed to Ampath. Instead of providing the required verification, I continue to receive threatening emails demanding payment, with escalations that include threats of credit bureau reporting and additional recovery costs.

This conduct constitutes harassment in violation of the National Credit Act (NCA). ITCBA is facing numerous similar complaints on platforms like HelloPeter regarding the persistent collection of disputed and unverified debts. It is a disgrace that such conduct continues without tangible action from the National Credit Regulator (NCR).

My formal request for proof of debt and a documented audit trail has been ignored. Attached below is the correspondence where ITCBA fails to address my legitimate legal requests, instead continuing with threats and ************ tactics.

Do not engage with this agency. If contacted, exercise your rights under the NCA, demand written proof of debt, and immediately file complaints with the NCR and the Credit Ombud. The NCR must take visible, tangible action to mitigate this predatory behaviour. I am calling on the NCR to investigate ITCBA's practices without delay.

Action Required from ITCBA Provide an auditable, verifiable proof of the alleged debt, a detailed account of the takeover with a documented chain of custody, and immediate cessation of all collection efforts until such proof is provided and verified.

ITC Business Administrators (ITCBA) is not a credit bureau but a third-party collections agency that relies on ************ and harassment. I will be escalating this matter to the NCR, the Credit Ombud, and legal counsel.

Regards Dr P