Discovery bank is a serial uneducated and poorly managed busines. They try to make and earn fees from the public witout delivering a service. A very well established principle! You can only earn if you deliver. No service no fees!s.

I closed all business with Discovery shortly after I opened an account and heard about their great offering. I found their service lacking. So this was time consuming but eventually accepted my account was closed. Then I received a notice that there was fees against the Credit card they issued. I told them with closing my business I obviously cancelled and destroyed the card. It was rarely to never used. I did not want credit and I originally added a credit deposit on the card, which was paid out to me on closing my Account. However they, Discovery bank maintained that I was responsible for a monthly fee on the card. Which I did not use or intended to use it was destroyed and still they attempted to keep me liable for credit card fees. If they claimed fees it will mean they get enriched without delivering any service. That is not acceptable and not allowed. You can only charge a fee if you deliver a service to earn a fee!